Kathy Ludwig

Your REALTOR® for Life

United Real Estate Louisville

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For Our Clients

United Real Estate Louisville is a leading full-service brokerage helping homebuyers and sellers across Louisville, Lexington, Central and Eastern Kentucky, Southern Indiana, and surrounding communities. With two primary offices and additional satellite locations, we combine local expertise with the reach of a dynamic, fast-growing national brand. Our clients benefit from highly trained, professional, and caring agents supported by advanced technology, powerful marketing tools, and real-time market data. Buyers receive personalized guidance, competitive negotiation strategies, and trusted support from first search to closing day. Sellers gain strategic pricing, targeted digital exposure, and skilled representation to help generate strong offers.

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For Our Agents

United Real Estate Louisville empowers real estate agents to run their business like true entrepreneurs while receiving unmatched brokerage support. Our non-competing broker prioritizes elite training that keeps agents ahead of market trends, negotiation strategies, contract updates, and business-building best practices. Agents benefit from industry-leading education designed to sharpen skills, boost confidence, and create long-term financial stability. With a focus on growth and professionalism, we help agents elevate client experiences and strengthen their professional brand. This mentorship-driven model ensures agents thrive in a competitive and evolving real estate landscape.

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About Kathy Ludwig

Kathy Ludwig, Realtor® | Louisville, Kentucky Real Estate Expert

Since 2007, Kathy Ludwig, Realtor with United Real Estate Louisville, has helped buyers and sellers across Louisville, St. Matthews, Jeffersontown, and the surrounding Kentucky areas make confident real estate decisions. As an Accredited Buyer Representative (ABR®) and Senior Real Estate Specialist (SRES®), Kathy brings nearly two decades of expertise and a deep understanding of what makes each neighborhood unique.

Kathy began her career in new construction, helping clients select ideal lots, customize their homes, and even manage builds remotely — including for active-duty military families. She is also trained in eco-friendly renovations, offering guidance to clients who want sustainable and energy-efficient upgrades.

Known for her marketing insight, Kathy has a true talent for positioning listings to attract the right buyers. She understands the Louisville housing market, knows how to highlight a home’s best features, and creates strategies that maximize visibility and results.

From first-time homebuyers and seniors to those navigating estate sales or credit repair programs, Kathy treats every client with patience, honesty, and personal attention. She especially loves the community feel of St. Matthews and Jeffersontown, where she believes the local services, schools, and amenities make homeownership an excellent investment.


When she’s not helping clients find their next dream home, Kathy enjoys spending time with her two sons and five granddaughters, discovering new restaurants, and traveling to new destinations.

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